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NB Mattress Card

How payment plans work

Features Pay in 4 Monthly installments
Purchase amount $50–$1,000+
May differ by store
$50–$5,000+
May differ by store
Number of payments 4 3, 6, 12, 18, 24, 36, and up to 60 months
Payment duration Every 2 weeks Monthly
Payment at checkout Down payment may be required Down payment may be required
Interest Interest-free 0–36% APR
Fees? Never Never
Credit impact to apply? No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. Help Center. No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. Help Center.
Credit impact with a loan? May impact if loan is accepted or delinquent May impact if loan is accepted or delinquent

Options depend on your purchase amount and may vary by merchant.